Credit Officer
AI job insight
SOBIC and Company Microfinance Institution is hiring 26 Credit Officers across multiple states in Nigeria. The role involves credit assessment, portfolio management, loan disbursement monitoring, customer relationship management, and ensuring compliance with credit policies. Salary ranges from N100,000 to N120,000 per month.
- 26 open positions across multiple Nigerian states
- Salary of N100,000 - N120,000 per month
- Full-time employment
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AI summary
SOBIC and Company Microfinance Institution is hiring 26 Credit Officers across multiple states in Nigeria. The role involves credit assessment, portfolio management, loan disbursement monitoring, customer relationship management, and ensuring compliance with credit policies. Salary ranges from N100,000 to N120,000 per month.
- 26 open positions across multiple Nigerian states
- Salary of N100,000 - N120,000 per month
- Full-time employment
- Applications sent to [email protected] with job title as subject
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists N100,000 - N120,000 per month. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- PreferredPractical evidence in finance, credit officer, loan officerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NigeriaThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to SOBIC and Company Microfinance Institution and the role in Nigeria.
- Add concrete examples related to finance, credit officer, loan officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer role in finance, credit officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nigeria under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research SOBIC and Company Microfinance Institution before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Officer at SOBIC and Company Microfinance Institution (26 Openings)
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Oct 26, 2026, 7:01 AM
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SOBIC and Company is a rapidly expanding, opportunity-creating,and customer-focused micro finance institution (MFI) Nigeria. Amember of the Association of Non- Bank Microfinance Institutions of Nigeria (ANMFIN), The company registrered in July, 2008 with the Corporate Affairs Commission (CAC) with head office located at Ibadan having several branches across the states.
We are recruiting to fill the position below:
Job Title: Credit Officer
Locations:
Ibadan, Okeho, Saki, Igbeti, Ogbomoso - Oyo; Ijebu-Jesha, Ipetu-Jesha, Ife, Olode, Ipetumodu, Modakeke, Apomu, Iwo - Osun; Akure, Ore, Ondo - Ondo; Jebba - Kwara; Lagos - Lagos; Ijebu-Ode - Ogun; Edo - Edo; Ekiti - Ekiti; Kogi - Kogi
Employment Type: Full-time
Key Accountabilities
Credit Assessment: Evaluate customers' financial capacity, business activities, credit history, and ability to repay loans.
Portfolio Management: Monitor the performance of assigned loan portfolioand minimise loan delinquency and portfolio at risk (PAR).
Reporting and Record Keeping: Maintain accurate customer and loan records and submit regular reports to you supervisor.
Customer Relationship Management: Maintain good relationships with customers, address complaints, and educate them on loan terms and repayment obligations.
Compliance with Credit Policies: Ensure that all credit activities comply with the institution's policies, procedures, and regulatory requirements.
Loan Disbursement Monitoring: Ensure that approved loans are disbursed according to the institution's policies and procedures.
Loan Repayment and Recovery: Monitor repayment schedules, follow up on overdue loans, and ensure timely recovery of outstanding debts.
Loan Application Processing: Collect, review, and ensure proper documentation of customers' loan applications.
Customer Registration: Identify, attract, and regiterqualified customers for the institution's loan products.
Business and Customer Verification: Conduct physical visits to customers' businesses and residences to verify information provided in loan applications.
Salary: N100,000 - N120,000 per month.
How to Apply
Interested and qualified candidates should send their Applications to:
using the job title as the subject of the mail.
Application Deadline:
2nd November, 2026.
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